Our Loan Products
Our business loans are ideal for small businesses seeking capital to expand.
Let us help you get back on your feet
Commercial Motor Vehicle Loan (TTT)
The Commercial Motor Vehicle loan offers members the opportunity to receive up to 90% financing on new motor vehicles and up to 80% financing on trucks, tractors and trailers
Small Business Loan
The Small Business Loan provides funds to Micro and Small enterprises for any business-related purpose.
Commercial Mortgage
The Commercial Mortgage Loan provides up to 90% financing on commercial properties.
Internal Cash Secured
The Internal Cash Secured Loan provides funds using your internal savings/investment account. It has same-day loan processing and approval.
Within Shares
The Within Shares Loan provides funds using your shares in Gateway. Up to 95% financing is provided along with same-day loan processing and approval.
Investsecure Loan (External)
The InvestSecure Loan provides funds using your external savings/investment account. It has same-day loan processing and approval.
Education Loan (Unsecured)
The unsecured education loan offers up to $1,500,000 for both part and full time study with 17.5% interest and up to 5 years to repay
Student Loan (Secured)
The Student Loan offers a maximum of $6,000,000 to full-time students with up to 12 years to repay. Interest rates vary between 8% and 17%, based on collateral.
Easi Access Loan
The Easi Access Loan allows members to borrow a pre-approved loan of $50,000 to $800,000 and does not require collateral.
Easi Access Plus Loan
The Secured Easi Access Plus Loan allows members to borrow a pre-approved loan of $50,000 or more based on collateral) secured with collateral.
Motor Vehicle Loan
The Motor Vehicle Loan provides up to 95% financing on personal vehicles with up to 9 years to repay
Smart Debt Consolidation
The Smart Debt Loan merges your debt allowing you to make a lower monthly payment than your combined debt payments and improves credit rating.
Gateway Christmas Loan
The Christmas Loan provides funds for any Christmas-related activities between October to December.
What Our Members Say
MR. OLIVIA SEWELL
GATEWAY MEMBER & FIREFIGHTER
"I have been a member of Gateway for the past 11 years and must say so far with their low interest rates, professional customer service and the speed of how they do business, I am on the path to achieving some of my long term financial goals.
They helped me realize my dream of becoming a home owner. Gateway is for the people and I would recommend it to anyone looking for an amazing mortgage plan."
Have questions about our loans?
We understand that choosing who to take out a loan is a decision that requires as much information as you can get.
Our customer service teams are ready and waiting to help you answer any questions you may still have.
You can also view our Frequently Asked Questions page to find helpful answers.