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About This Loan
The Line of Credit (Easi Access Loan-Unsecured) Loan offers members the chance to borrow a minimum of $50,000 and a maximum of $800,000 with no need for collateral, unlike the Easi Access Plus Loan-Secured category. It is one of the two categories offered by the Line of Credit Loan opportunity.
What You Need To Know
Up To
$800,000
in Available Funds
5 Years
To Repay
Up To
3 - 5 Working Days
Avg. Approval Time
As Low As
22.5%
Interest Rate
Up To
Additional Information
Who is This Loan Primarily For?
Cornwall County residents, who have an active Gateway account for 2 years, looking for funding
Cornwall County residents who need a small loan to fund personal activities
Cornwall County residents who do not have assets to use as collateral
Do I Need Collateral To Apply For This Loan?
No, the unsecured line of credit does not require collateral.
Minimum Amount Disbursed For This Loan?
$50,000
What Are The Requirements To Apply For This Loan?
Must have active account for 24 months
Completed scoring sheet
Income history
Debt service ratio history
Credit history
Required to maintain a minimum balance of 5% of your approved limit as long as the loan is being used
Only open to Gateway members who have had an account for over 24 months
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STILL NOT SURE?
Deciding whether Gateway is the right partner for your loan? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.
Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.